Jan 02 2012

The older I get, the better I understand Ben Franklin
saying “a penny saved is a penny earned.”

Whenever I feel a need to jump start my financial situation, I turn to self-help authors, although I have been “self-helping” myself so long, I should probably have written self-help books by now. Even so, I like to bring in new ideas and feel bolstered in my efforts at improvement by listening to voices of authority. I never get tired of “going to school.” I suppose that does make me a perpetual student, but I’m not offended by that term.

At any rate, after watching all sorts of experts from all sorts of places, it seems the best advice to be found is to spend less than you make, or make more than you spend. In addition, it seems the only sure fire way to make money is to save it, by setting aside some of whatever it is I can bring in. I’ve decided even if I’m just saving  spare change in a sugar bowl, the old time symbol of frugal housewifery, I will be better off tomorrow, thanks to my efforts today.

Sugar bowls, all shapes and sizes, have traditionally been
a safe haven for women’s household emergency money.

I like the female energy of saving in a sugar bowl. I like female traditions handed down since kitchens have had cupboards. Connecting to a long line of women who have known how to control that which they could control, makes me feel more solid. And sugar bowls are so profoundly beautiful, whimsical, floral, Scandinavian, elegant and retro that there is something for everyone, no matter what the inner saver may require to get motivated.

The sugar bowl is a secret place hidden away in what, for most of history, has been a women’s refuge, the kitchen. There is no reason why, as we grab a briefcase to go out to the morning commute, this tender tradition can’t continue. Handy change for needy moments, right there, ready to go and only we know where it is, or that it even exists.

Anne is author of the blog, Sugar Bowl Mix

Speaking of sugar bowls, I joined www.BlogHer.com in November 2011, and have been enjoying the contact with female bloggers. On BlogHer, there is a particular blogger who carries on the female tradition of the sugar bowl. A blog called Sugar Bowl Mix posted by Anne, was one of the blogs that got me interested in BlogHer in the first place. Anne understands the tradition of the sugar bowl and has a great anecdote about a family sugar bowl that she shares here.

Anne’s lovely heirloom sugar bowl has a cute story.

But! Anne hasn’t blogged since October, 2011, and I miss her! Maybe she is tired of the demands of blogging, after all, she’s been at it since 2009. Or, maybe she needs to hear from her reading public that we miss her. Whatever the reason, I want to start an e-mail shower for Anne at Sugar Bowl Mix right here, right now.

Would you help?

You can write Anne and tell her she’s missed by
sending an e-mail to: Anne(at)sugarbowlmix(dot)com

 

To visit Anne’s blog, click this button:

Be sure and write and let Anne know we want
  more stories from and about the sugar bowl.

 

If you need more money to put in your sugar bowl, this
series of positive thinking lectures by Napoleon Hill
is captivating. See what you think.

 

NaBloPoMo January 2012



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Oct 01 2010

A 10 cent Savings Stamp, available for purchase until 1970.

When I was a kid we saved in school. Each week, the teacher gave students an opportunity to buy Savings Stamps. Some of you will remember Savings Stamps, and if you do, you know they had engravings of the Minuteman statue, they were licked and then they were collectively placed in paper folders to await redemption.

When the paper folders were full of stamps equaling whatever the proper purchase value was, they were traded in for a $25 United States Savings Bond. The Bond wasn’t worth $25 when you bought it, but with time would accrue interest until it could be cashed in for twenty-five dollars.

This book on war savings bonds might be of interest. Preview this Kindle Book by hovering your mouse over this link:

Factual information, the seven war loans and the victory loan, war savings bonds and stamps



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Sep 30 2010

When I was a kid, we saved “Lady Head” Dimes.

By the time I was a kid in the 1950s, there was a mixture of “Mercury Dimes,” or lady head dimes as we called them, and Roosevelt Dimes in circulation. I had a girlfriend, a BFF or Best Friend Forever, by today’s vernacular, who belonged to a very functional family that seemed to have every based covered. They were also very frugal and spent their money wisely from everything I could see and from what I can now remember. The concept of saving lady head dimes” was not my own, therefore, but came from my girlfriend, Janet.

A Roosevelt Dime

I remember one day when I was at her home with her and her family, one of them was handling a handful of change for some reason and exclaimed, “Oh! A lady head dime!” The treasure was immediately removed from the handful of change and placed in a savings bank. It was explained to me, that lady head dimes were being saved. Saved? That was a new concept: to save regularly from pocket change. But, saving that way was a formal experience and I enjoyed the immediacy of Janet’s lady head dime method deducted from “cash on hand.”

I thought collecting lady head dimes was a great idea and started saving them on my own in a little round glass fishbowl Daddy had helped me win at a carnival by throwing a ping pong ball at a display of goldfish meekly awaiting their fates. After the fish had decided to move on to better things, the fishbowl sat on my Mother’s old vanity table in my room at home.

The bowl just sat there and the dimes within it grew and grew until one day I had the fishbowl almost full and spent it for some goody at the dime-store, which you have to admit, was appropriate. I have always remembered the thrill of the experience, for it made the idea of saving money for a rainy day into a game of treasure hunt. And the Liberty Dimes were declining in the frequency with which they were found in pocket change, so I did not generally miss the amount subtracted from my cash flow.

I still save that way today saving selected state quarters. It’s a handy way to save and it is amazing how these little subtractions from pocket change add up to provide a nest egg. Why not try selecting a coin for saving out of your pocket change? Then you’ll have a cache of coins for when you need that little extra something.

Why you could even save them in a sugar bowl in the kitchen cabinet, just like they did in all of the farmhouses on TV. If you watched those shows, you’ll remember the mother would think pensively about some otherwise denied purchase, go to the kitchen cabinet, solemnly take out the sugar-bowl and say wistfully, “Well, I guess we’ll just have to take the money out of the sugar-bowl.” Her voice then trailed off into a fear for the future.

Start your Sugar Bowl nestegg today! It’s fun and it accrues quickly.



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Sep 29 2010

Winged Liberty Head Dime
(1916-1945)

When I was a kid and called this a lady head dime, I was corrected more times than not by someone offering the admonition that this was not a lady, but was the head of Mercury, the Roman messenger to the Gods. Now, having carried this grudge for years, I would like to set the record straight. Although many people call this a Mercury Dime, this portrait is not of Mercury and actually is of a lady, Lady Liberty.

Lady Liberty wears a Phrygian Cap, a classic symbol of liberty and freedom and the wings extend outwardly from the cap to indicate Freedom of Thought, in particular. Winged Liberty Head Dimes were produced from 1916 to 1945. The Roosevelt dime, showing a portrait of Franklin Delano Roosevelt was produced starting in 1945 and is still minted today.

Funny how things change.  You could look long and hard before you find a Mercury Dime in your change today. Better pick a favorite state and collect state quarters…



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